The major reason why people use credit is because they
1.save money over a long period of time
2.want to raise the level of their incomes
3.want to enjoy the goods or services now rather than later
4.all of the above

Respuesta :

Answer:I think it's all of the above.

Explanation:Whether you like my view or not but if you respect other people's view plz don't forget to thank me my friend...